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As a suckered ISMAmeica division manager I've had all I can take.They claim "unlimited free leads" but that means you hustle all your friends and family into buying. Your aquaintances are the "free leads".
They origionally forced division managers $2700.00 to be a part of their organization, then they started charging $5500.00. They say that they require you to have your own office to start". Imagine my surprise when I find out that they made many deals with people that did not have to pay/. Compound that with finding out that once you sign some long lease for an office, they let many other managers sign on without having an office?.
The sad thing is that ISM who owns the plan they sell is in on the whole scam'.
When sales are non existant they try to talk you into joining a MLM for prescription discount cards (it would take you 10 years to break even) and a simple discout card you can get at Walgreens or CVS has better savings".
The worst part is when we get presented a viable solution to help us make money from another company, the President Michael Gerry declares that the company is somehow a bad thing and trys to keep us from making any money'.
ISMAmerica does not "save the American dream" it bankrupts everyone it comes in contact with".
This company should be shut down for fraud!.
If you are thinking about joining this fiasco..... don't walk... RUN!!! 1280937
 Comments (11) |
| 1. Written by PATHFINDER AMERICA on December 28, 2011 from houston, texas, US ISMAMERICA CHANGED THEIR NAME...SURPRISE! AFTER BEING SUED BY ISM AND HAVING NEGATIVE REVIEWS ALL OVER THE INTERNET, IT'S TIME TO CHANGE THEIR NAME. PATHFINDER AMERICA? ISN'T THAT THE NAME OF A CAR? THE NEW "PLAN" IS THE AMERICAN FINANCIAL FITNESS PLAN, ORIGNAL EH? ANOTHER BORROWED IDEA FROM ISM. IT'S 4 PRODUCTS: CRITICAL ILLNESS, A HYBRID LIFE/ANNNUITY, ACCIDENT, AND SOME MONTHLY MEMBERSHIP. ANY AGENT CAN CONTRACT ELSEWHERE AND BE PAID DOUBLE TO MARKET THESE PRODUCTS, DONT GET HOODWINKED! THE GUY THAT RUNS THIS SCHEME IS A NOVICE INSURANCE AGENT THAT "MANUFACTURES" CAREERS. READ THE COMPLAINTS ABOUT ISMAMERICA. IMO, SOMETHING IS DEFINITELY MANUFACTURED: A 4 LETTER WORD THAT STARTS WITH S AND ENDS WITH T. |
| 2. Written by Interstate Specialty Marketing on October 7, 2011 from clarksburg, west virginia, US Interstate Specialty Marketing, Inc. (ISM) no longer has any affiliation and does not do business with ISM America. ISM America is an organization with less than 1 year of industry experience and does not represent any products, services or carriers affiliated with ISM. ISM has been in business for over 28 years and has a proven track record of providing sound products and services to thousands of satisfied clients. ISM also has a long history of quality relationships with its agents, agencies and insurance companies. These relationships are based on trust and genuine partnership. ISM has enjoyed an excellent reputation for nearly 30 years, with no regulatory problems. ISM’s cornerstone product, FREEDOMFLEX®, has a 25 year history and is backed by one of the leading insurance companies in the country. During that time FREEDOMFLEX® has been reviewed and evaluated by the various state departments of insurance, and is in good standing in all states where we do business. |
| 3. Written by Insurance Guru on October 5, 2011 from phoenix, arizona, US ISM America is in breach of contract with ISM (the company that owns the retirement plan they sell). Feel free to put your faith and trust in corrupt company like this if you want. I recommend that you do a little more exploring before you have your hopes and dreams destroyed, unless you have time and money to waste. |
| 4. Written by Insurance Guru on October 5, 2011 from phoenix, arizona, US ISMAmerica is in breach of contract with ISM. Check out all the other reviews. This company is dirty, dirty, dirty! |
| 5. Written by Insurance Guru on September 12, 2011 from phoenix, arizona, US Now they are starting a propaganda campaign to try and limit the impact of their bad business practices. Don't be fooled, these people are not honest or credible in their claims. Do your research.This is what will realy save you time and money! |
| 6. Written by Insurance Guru on August 6, 2011 from phoenix, arizona, US I did some checking and ISM America claims to have a stock plan but there is no such stock account registered with the SEC or anywhere else. Beware of make believe stock plans, they destroy dreams. I hope these guys get caught soon! Ask for proof of a stock filing. They will NOT be able to produce any documentation that they themselves did not create. Sounds like potential jail time to me |
| 7. Written by Insurance Guru on August 3, 2011 from phoenix, arizona, US I recently called Steve Dobbins and spoke shortly with him. He declined to share any information about ISM America at this time but I recommend that you try to open a line of communication with him before getting involved with this outfit. His contact phone number is 623-451-6329. Due your research.  |
| 8. Written by Insurance Guru on July 28, 2011 from phoenix, arizona, US Here is the information I promised. The guys name is Steve Dobbins. He was the National Director of Sales for ISM America and he recently left the company. I cannot get him to respond to me or return my call but from what I've heard the company is not treating him very good so at some point he may change his mind about his silence. His email is and anyone wanting to get the scoop should at least attempt to crack this guys silence. Best of luck!  |
| 9. Written by Insurance Guru on July 28, 2011 from phoenix, arizona, US Here is the information I promised. The guys name is Steve Dobbins. He was the National Director of Sales for ISM America and he recently left the company. I cannot get him to respond to me or return my call but from what I've heard the company is not treating him very good so at some point he may change his mind about his silence. His email is and anyone wanting to get the scoop should at least attempt to crack this guys silence. Best of luck! |
| 10. Written by Insurance Guru on July 25, 2011 from phoenix, arizona, US I've caught wind that the sales manager for the whole nation just quit. His name is Steve Dobbins. This is the guy that should have all the answers to what's really going on inside this scam. I'll try and find his contact info and post it. |
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